On-Sold Repairs

If you’ve bought a home  in Canterbury and discovered that it is damaged over the EQC cap, you may be eligible for an ex gratia payment to cover the cost of repair.   Under the new policy, you will  have until  14 August 2020 to register  your  interest for the ex gratia payment. 

Unsure if your property is an on-sold? 

An "on-sold, over cap claim" is a claim that belongs to a property that has been sold since the Christchurch Earthquakes. 

On 15 August 2019, the Government announced a policy that allows owners of on-sold over-cap properties in Canterbury to apply for an ex gratia Government payment to have their homes repaired. 

To check to see if you're eligible for an ex gratia payment to cover the cost of repairs on your property visit https://www.eqc.govt.nz/canterbury/on-sold-over-cap-properties

You may be eligible to receive payment for your On-Sold repairs if you meet the following:

1. You must be the current owner of the property.
2. Your application must have been made on or before 14 August 2020
3. You must have purchased the property within the specified time period. To meet the requirement, you must have:
1. Made your offer to purchase the property after the natural disaster damage arising from the Canterbury Earthquake Sequence occurred to the property; and
2. Made your offer to purchase the property on or before 15 August 2019.
4. If your Offer was subject to a Building Condition, you must have satisfied or waived that Building Condition on or before 15 August 2019.
5. The original owner(s) of the property must have lodged at least one claim with EQC.
6. Before you made your offer to purchase the property the claim(s) lodged by the original owner(s) to which an ex gratia payment relates must have already been assessed by EQC and determined to be under-cap.

Have you got a on-sold property that needs repairing?

This can be a daunting project to take on but McBride Construction will make the process easy!

We work closely with architects, designers, and engineers to deliver a full design package which removes all stress and hassle from you, the owner. 

We are happy to work alongside your nominated professionals or trades. 

Contact us today on 0800 90 90 80 to book in a meeting for FREE, no-obligation advice on the process. 


“Just wanted to say a big thanks for the way we found the house when we moved back in, in the weekend. It was an unexpected surprise to find the house so clean and tidy after the reno work. ”